Supporting Trade and Rebuilding Opportunity for National Growth Act
The STRONG Act (Supporting Trade and Rebuilding Opportunity for National Growth Act) would enlarge the size limits of two key Small Business Administration financing programs. Specifically, it increases the maximum 7(a) loan amount from current ceilings (up to $3,750,000, or up to $5,000,000 in certain cases) to a new maximum of $7,500,000 (or up to $10,000,000 in those same cases). It also raises the maximums for Development Company loans under the Small Business Investment Act (the SBA 504 program) from $5,000,000 (and $5,500,000 in certain contexts) to $10,000,000. The bill doubles the loan ceilings, expanding financing capacity for small businesses pursuing growth, trade-related activities, or rebuilding efforts. In short, the bill widens how much money small businesses can borrow under two major SBA programs, potentially enabling larger expansions, exports, or rebuilding projects that require bigger financing packages.
Key Points
- 1Raises the maximum 7(a) loan amount to $7,500,000, or up to $10,000,000 where gross loan amounts otherwise would exceed $10,000,000.
- 2Increases the Development Company (504) loan caps from $5,000,000 to $10,000,000 in the applicable provisions, and from $5,500,000 to $10,000,000 in the other applicable provisions.
- 3The act is titled the “Supporting Trade and Rebuilding Opportunity for National Growth Act” or the “STRONG Act.”
- 4Purpose described in title and text: to increase maximum loan amounts for certain SBA loans, improving access to capital for small businesses.
- 5Status and scope: Introduced in the House (June 26, 2025) and referred to the Committee on Small Business; text provided covers Sections 1–3 with no additional provisions beyond loan-amount increases.