HR 4267119th CongressIn Committee

Get Your Money Back Act

Introduced: Jun 30, 2025

Economy & TaxesFinancial Services

Standard Summary

Comprehensive overview in 1-2 paragraphs

The Get Your Money Back Act would ensure the IRS’s free Direct File program—the direct, no-cost option for filing federal tax returns—continues to operate. More importantly, starting with tax years after 2025, it would require every state and the District of Columbia to participate in this free Direct File system. In short, the bill aims to keep a free federal e-filing option available to all taxpayers and makes state participation mandatory to use that same Direct File system nationwide. The bill does not specify funding or how enforcement would work beyond the mandate, but it would expand the reach of the IRS Direct File program by tying state participation to its continued availability.

Key Points

1Continuation of Direct File: The Secretary of the Treasury (or their delegate) must continue to implement the IRS’s free Direct File system for filing federal tax returns.
2Free direct e-file: The Direct File system provided by the IRS must remain free to users.
3Mandatory state participation after 2025: Beginning with tax years after December 31, 2025, every state and the District of Columbia must participate in the Direct File system.
4Administration: The Secretary of the Treasury (or the Secretary’s delegate) is responsible for implementing the Direct File program.
5Scope and timetable: The mandate applies to each taxable year beginning after 2025, with the act designation and requirements codified in the bill.

Impact Areas

Primary group/area affected: Individual taxpayers who file federal tax returns, who would retain or gain a free, IRS-run option for filing.Secondary group/area affected: State and District of Columbia tax administrations, which would be required to integrate and participate in the IRS Direct File system; this could require infrastructural or process changes at the state level.Additional impacts: Potential effects on private tax software companies and paid preparers due to increased free filing options; considerations for data privacy and security as more states participate in a centralized Direct File workflow; possible administrative and funding considerations for states to implement or modify their systems to support Direct File participation.

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