Agricultural Emergency Relief Act of 2025

The Agricultural Emergency Relief Act of 2025 would create an Emergency Relief Program within the Department of Agriculture to pay producers who incur qualified losses from disasters in a crop year. Qualified losses cover crop losses, reductions in quality, or losses caused by events like droughts, wildfires, floods, hurricanes, extreme heat or cold, winter storms, and polar-vortex-related freezes. Producers must apply, and payments can be based on either an indemnity-based method (involving existing insurance or NAP payments) or a revenue-based method (for uninsured or non-insured producers). A key feature is a requirement that recipients purchase Federal Crop Insurance (or NAP coverage where insurance is not available) for the next two crop years as a condition of receiving relief. The bill places caps on total payments per producer and ties payment amounts to prior indemnities, coverage levels, revenue benchmarks, and the producer’s income category. It would authorize funding for 2025–2030 and limit administrative costs to 1% of annual appropriations.