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HR 4617119th CongressIn Committee

American Investment Accountability Act

Introduced: Jul 22, 2025
Sponsor: Rep. Stefanik, Elise M. [R-NY-21] (R-New York)
Financial Services
Standard Summary
Comprehensive overview in 1-2 paragraphs

The American Investment Accountability Act would create a formal, ongoing federal monitoring and reporting regime for United States investments in entities that are controlled by foreign adversaries. It defines a broad set of terms (countries of concern, covered United States businesses, covered entities, sanctions lists, offshore financial centers) and requires the Executive Branch to regularly report to Congress on both direct and portfolio investments involving these entities. The reporting is split among the Department of Commerce (direct investments by US persons in countries of concern and in covered entities, including offshore center activity), the Department of the Treasury (portfolio investments and related activity), and the Securities and Exchange Commission (corporate transactions and relationships involving covered entities). The first set of reports is due one year after enactment, with subsequent reports every 90 days. The bill is focused on transparency and oversight, potentially laying groundwork for future restrictions, but it does not itself impose new investment prohibitions or penalties. Key terms are broad: “countries of concern” include China (PRC, Hong Kong, Macau), Russia, Iran, North Korea, Cuba, and Venezuela; “covered entities” can be entities with significant ties to these countries (including government control or influence), or entities with substantial ownership by sanctions-listed or country-of-concern interests; “offshore financial centers” are places through which US-origin investments to countries of concern are channeled at large volumes.

Key Points

  • 1Scope and definitions: The act creates a broad framework to identify and monitor investments tied to foreign adversaries, with detailed definitions for “country of concern,” “covered United States business,” and “covered entity,” plus references to a set of sanctions lists and offshore financial centers.
  • 2Reporting by Commerce: Within one year of enactment and every 90 days after, the Secretary of Commerce must report on (a) direct investments by US persons in countries of concern and in covered entities (disaggregated by sector and state, including offshore center activity), and (b) the number of direct investments above specified thresholds ($5 million in a single transaction or $10 million in aggregate).
  • 3Reporting by Treasury: Within one year and every 90 days after, the Secretary of the Treasury must report on (a) portfolio investments in countries of concern and in covered entities (disaggregated by sector and state, including offshore center activity), and (b) counts/values of portfolio investments above thresholds ($10 million single transaction or $25 million aggregate), plus the value of portfolio investments in initial public offerings and secondary trading of covered entity securities.
  • 4Reporting by SEC: Within one year and every 90 days after, the SEC must report on the corporate relationships and transactions involving covered entities and covered United States businesses, including spin-offs, joint ventures, mergers/acquisitions, material expansion investments, and direct investments in countries of concern above specified thresholds.
  • 5Periods and cadence: The initial reports cover the 1-year period preceding submission; subsequent reports cover the 90-day window preceding submission, creating a rolling, quarterly-to-triannual cadence depending on the section.

Impact Areas

Primary group/area affected- United States investors and market participants (corporations, investment funds, asset managers, and other entities with cross-border investments) that have ties to countries of concern or to entities controlled by those countries.Secondary group/area affected- Federal policymakers and congressional oversight committees listed in the act (numerous Senate and House committees, including Armed Services, Financial Services, Foreign Affairs, Intelligence, Finance, Ways and Means).- Financial services infrastructure (banks, asset managers, brokers, exchanges) due to enhanced reporting requirements and scrutiny of investment flows via offshore centers.Additional impacts- Increased regulatory and compliance burden for entities with cross-border exposure to the defined countries of concern.- Potential for future policy actions (beyond reporting) depending on Congress’s use of the gathered data (sanctions, investment restrictions, or other safeguards).- Greater transparency around how funds flow into and out of countries of concern, which could influence investor decisions and risk assessments.- Interagency coordination among Commerce, Treasury, and the SEC, as well as alignment with existing sanctions regimes and export/import controls.Direct investment: Typically a long-term, equity-based investment where a U.S. person gains significant influence or control in a foreign company, distinguished from portfolio investments like stock or bonds.Portfolio investment: Passive investments in securities (stocks, bonds) without obtaining control.Offshore financial center: Jurisdictions used to facilitate investment flows; the act sets thresholds to identify when these channels are materially used for investments related to countries of concern.Sanctions lists: Existing government lists identifying restricted or prohibited persons/entities (e.g., OFAC’s SDN list, BIS Entity List, CAPTA-related lists, Sectoral Sanctions Identifications List, etc.).
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