Business Uninterrupted Monetary Program Act of 2025

The Business Uninterrupted Monetary Program Act of 2025 would require certain recipients of federal transit and highway grants to establish a dedicated fund—called a Business Uninterrupted Monetary Program Fund (BUMP Fund)—to compensate private businesses or nonprofit organizations that are negatively affected by construction-related interruptions. The fund is designed to help cover expenses and income losses for entities directly disrupted by a project, and amounts contributed to the BUMP Fund can count toward the project’s non-Federal cost share. For transit projects under the Fixed Guideway Capital Investment program, the local sponsor would determine the contribution amount, capped at 10% of the total non-Federal share (with some waiver possibilities). For highway projects, the cap is higher—up to 25% of the total non-Federal share. The bill also creates a separate, one-time federal grant program to provide relief for specific, older interruptions and establishes implementation deadlines. In addition to establishing the BUMP Fund, the act introduces detailed eligibility, accounting, and administration rules for identifying eligible covered entities and distributing funds, clarifies what expenses may be covered (utilities, payroll, rent, etc.), and outlines how unused or remaining funds can be reused or returned. The Secretary of Transportation would oversee these provisions and set implementation timelines.