HR 4768119th CongressIn Committee

Health Care Fairness for Military Families Act of 2025

Introduced: Jul 25, 2025

Sponsor: Rep. Ryan, Patrick [D-NY-18] (D-New York)

Healthcare

Standard Summary

Comprehensive overview in 1-2 paragraphs

Health Care Fairness for Military Families Act of 2025 would revise how TRICARE Young Adult (TYA) coverage works by changing the eligibility rules and removing the requirement for a separate premium specifically for young adult dependents. In practical terms, the bill seeks to broaden who can enroll in TYA and simplify costs by eliminating a distinct, separate premium for the young adult. It also makes a conforming modernization to related statutory cross-references to keep the code consistent with these changes. The overall aim is to improve access to dependent health coverage for young adult dependents of military members and reduce financial and administrative barriers to enrollment.

Key Points

1Expands eligibility for TRICARE Young Adult coverage by altering section 1110b, removing certain restrictions that previously limited who could enroll.
2Eliminates the separate premium for a TRICARE Young Adult, meaning there would no longer be a distinct, extra charge for TY A coverage.
3Implements conforming amendments to ensure the broader TY A eligibility and lack of a separate TY A premium are reflected consistently in related provisions (notably adjusting references in section 1075(c)(3)).
4Potentially reduces out-of-pocket costs for military families and simplifies enrollment and billing for TY A coverage.
5Requires administrative updates within DoD/TRICARE to implement the changes, with coverage continuing under the updated framework once enacted.

Impact Areas

Primary group/area affected: Dependents enrolled in or eligible for the TRICARE Young Adult program (typically young adult dependents of service members).Secondary group/area affected: Military families (parents/guardians) and TRICARE program administrators, including DoD healthcare and enrollment systems.Additional impacts: Budgetary implications for the TRICARE program (e.g., changes in premium structure and enrollment growth), potential improvements in coverage continuity and financial relief for families, and a need for implementing regulations and information campaigns to inform affected individuals about the new eligibility and cost structure.

Generated by gpt-5-nano on Oct 8, 2025