ROAD to Housing Act of 2025

The ROAD to Housing Act of 2025 is a broad housing package designed to boost the supply of affordable housing through a mix of reforms to housing counseling, financing, zoning, and direct repair programs, plus a wide array of program reforms across HUD, veterans housing, and manufactured housing. It seeks to modernize and expand federal tools to support housing production, reduce regulatory barriers at the state and local levels, improve homeownership and rental options for lower-income households, and pilot new approaches to repair and improve existing housing stock. The bill would add new requirements for housing counselors, create a major framework of zoning guideline reforms, authorize a nationwide whole-home repairs pilot, and extend or modify several existing programs to emphasize faster, more flexible housing development. If enacted, the bill could reshape how housing is planned, built, financed, and repaired in many communities. It emphasizes increased oversight of counseling and foreclosure mitigation, significant zoning reform guidelines intended to accelerate development while protecting affordable housing, and a pilot program to fund repairs for homes and affordable rental units. The overall goal is to expand access to affordable housing by addressing supply constraints, reducing unnecessary regulatory hurdles, and layering in targeted supports for homeowners, renters, and local jurisdictions.