Farm Credit Adjustment Act

Farm Credit Adjustment Act would give the Farm Credit Administration (FCA) the option to extend the mandatory examination interval for Farm Credit System institutions that are deemed low-risk to up to 24 months, instead of requiring more frequent examinations. The change amends Section 5.19(a) of the Farm Credit Act of 1971, and it would apply only to institutions the FCA determines to be low-risk, with the FCA having sole discretion to decide the timing. The new provisions take effect October 1, 2026. In short, the bill introduces a risk-based, longer examination cycle for select, low-risk institutions.