To codify Executive Order 14331 on fair banking.

This bill is a straightforward codification of Executive Order 14331 on fair banking. If enacted, Executive Order 14331, titled “Guaranteeing Fair Banking for All Americans” (published August 12, 2025), would have the force and effect of law as statutory text. In effect, Congress would be converting an executive directive into binding statute, making the policy framework for fair banking enforceable as law. The bill itself contains only the codification provision and does not lay out new or separate statutory provisions beyond affirming the EO’s legal status. Practically, this means federal agencies and financial institutions would be obligated to follow the standards and requirements set forth in the EO as law, and changes to that policy would require new or amended statute rather than a future executive order alone.