S 2746119th CongressIntroduced

Produce Epstein Treasury Records Act

Introduced: Sep 9, 2025

Financial Services

Standard Summary

Comprehensive overview in 1-2 paragraphs

Produce Epstein Treasury Records Act is a bill introduced in the Senate by Senator Wyden. It would compel the Secretary of the Treasury to hand over to the top fiscal committees physical copies of all suspicious activity reports (SARs) connected to Jeffrey Epstein, his co-conspirators (indicted or unindicted), and any third parties that transacted with Epstein or any entity he owned or controlled. The required records cover a broad list of individuals and institutions, including major banks, trusts, foundations, and several high-profile individuals. The bill also requires Treasury to produce two accompanying reports within set timeframes: (1) a 30-day report detailing which financial institutions filed the SARs, who was flagged, and the total value of flagged transactions by institution; and (2) a 60-day report enumerating all Treasury investigations (including FinCEN) into violations of federal money-transmission or related laws by financial institutions involving accounts identified in the SARs. The overall aim is to shed light on money flows and regulatory actions related to Epstein and associates.

Key Points

1Within 30 days after enactment, Treasury must provide physical copies of all SARs relating to Epstein, his co-conspirators, and any third parties that transacted with Epstein or his entities, to the Senate Finance Committee leadership and the Senate Banking Committee leadership.
2The records to be produced include SARs involving a long list of named individuals and institutions (e.g., Jeffrey Epstein, Ghislaine Maxwell, numerous financial institutions, trusts, and high-profile individuals), plus any other party identified by Treasury, the Attorney General, the FBI director, or other federal heads as having transacted with Epstein or Maxwell.
3Within 30 days, Treasury must deliver a report listing: every financial institution that filed the described SARs, all individuals/entities flagged in those records, and the total transaction value by institution.
4Within 60 days, Treasury must deliver a report detailing all Treasury investigations (including FinCEN and related components) into violations of federal money-laundering or related laws by financial institutions tied to the accounts identified in the SARs.
5The act is titled the “Produce Epstein Treasury Records Act” and emphasizes prompt disclosure (tight 30- and 60-day deadlines). It specifies “physical copies” rather than electronic copies, and it targets SAR data, which are typically highly sensitive and confidential, raising implementation and privacy considerations within congressional oversight.

Impact Areas

Primary group/area affected:- U.S. Treasury Department and its components (e.g., Financial Crimes Enforcement Network, or FinCEN), which maintain and file SARs.- Financial institutions that filed SARs related to Epstein-era activity.- Senate committees authorized to receive the records (Committee on Finance and Committee on Banking, Housing, and Urban Affairs).- Individuals and entities named in the records (including a broad roster of banks, trusts, foundations, and notable individuals).Secondary group/area affected:- Investigative agencies (e.g., FBI) and related federal authorities due to the broad list of persons and entities involved; potential disclosure to Congress could prompt further inquiry or actions.- Compliance and risk management teams at financial institutions, given the inclusion of their institutions in public-facing disclosure to congress.Additional impacts:- Procedural and legal implications around the disclosure of SARs, which are normally confidential; the bill would authorize congressional access in this context.- Potential political and reputational effects for individuals and institutions named in the SARs as part of Epstein-related activity.- Administrative costs for Treasury to compile and deliver physical copies and reports within the specified timelines.

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