LegisTrack
Back to all bills
HR 1531119th CongressIntroduced

PROTECT Taiwan Act

Introduced: Feb 24, 2025
Sponsor: Rep. Lucas, Frank D. [R-OK-3] (R-Oklahoma)
Defense & National Security
Standard Summary
Comprehensive overview in 1-2 paragraphs

The PROTECT Taiwan Act would direct key U.S. financial regulators to push for excluding representatives from the People's Republic of China (PRC) from participation in several major international financial governance bodies, whenever the President reports a threat to Taiwan’s security or to U.S. interests stemming from PRC actions. Specifically, the bill targets involvement in the Group of Twenty (G20), the Bank for International Settlements (BIS), the Financial Stability Board (FSB), the Basel Committee on Banking Supervision (BCBS), the International Association of Insurance Supervisors (IAIS), and the International Organization of Securities Commissions (IOSCO). The aim is to use regulatory influence to deter PRC actions seen as threatening Taiwan, aligning financial governance with national security concerns. The bill would require the Secretary of the Treasury, the Chair of the Federal Reserve, and the Chair of the Securities and Exchange Commission to take steps to advance this policy. It includes a waiver mechanism (requiring a congressional report and a determination that the waiver is in the national interest) and a sunset clause (the act expires the earlier of five years or 30 days after the President notifies Congress that termination is in the national interest). In short, it creates a time-limited, regulator-driven push to push PRC exclusion from key international financial forums in response to Taiwan-related threats.

Key Points

  • 1Targeted organizations: Exclusion would apply to PRC representatives in six major international financial bodies — G20, BIS, FSB, BCBS, IAIS, IOSCO.
  • 2Trigger for action: The policy activates upon the President’s notice to Congress that there is a threat to Taiwan’s security or to U.S. interests arising from PRC actions (per the Taiwan Relations Act).
  • 3Implementation by regulators: The Treasury Secretary, the Federal Reserve Chair, and the SEC Chair must take steps to advance the policy of exclusion “to the maximum extent practicable.”
  • 4Waiver provision: The President may waive the exclusion for a given organization if a report to Congress demonstrates it is in the national interest and provides the reasons.
  • 5Sunset provision: The act expires automatically at the earlier of five years from enactment or 30 days after the President notifies Congress that termination is in the national interest.

Impact Areas

Primary group/area affected: Representatives from the People's Republic of China and their participation in key international financial standard-setting and regulatory organizations; the international bodies themselves.Secondary group/area affected: U.S. financial regulators (Treasury, Federal Reserve, SEC) charged with implementing the policy; policymakers considering Taiwan-related security and economic interests.Additional impacts:- International governance dynamics: Could alter how these bodies operate and how consensus is reached, potentially affecting global financial standards and cooperation.- Diplomatic/economic repercussions: May provoke retaliatory actions or pushback from China and could influence allied cooperation on international financial issues.- Compliance and legality: Real-world enforceability depends on organizational rules and member-state agreements; the waiver and sunset provisions introduce periodic review and potential policy reversals.The bill’s short title is the Pressure Regulatory Organizations To End Chinese Threats to Taiwan Act, or the PROTECT Taiwan Act.Sponsor information (Mr. Lucas and Mr. Vicente Gonzalez) and committee referrals are listed, but the full text does not specify additional funding or detailed procedures beyond directing action by the named regulators.
Generated by gpt-5-nano on Oct 2, 2025