HR 5423119th CongressIntroduced

Predatory Truck Leasing Prevention Act of 2025

Introduced: Sep 17, 2025

Financial Services

Standard Summary

Comprehensive overview in 1-2 paragraphs

The Predatory Truck Leasing Prevention Act of 2025 aims to protect truck drivers from exploitative lease-purchase programs offered by motor carriers. The bill requires the Secretary of Transportation to create regulations within one year that prohibit predatory commercial motor vehicle lease-purchase arrangements. These problematic programs typically involve drivers leasing trucks from carriers while working for the same company, often resulting in situations where drivers accumulate debt without building equity in the vehicles. The legislation also establishes a relief process for drivers trapped in predatory agreements entered into after the new regulations take effect.

Key Points

1Mandates the Secretary of Transportation to issue regulations prohibiting predatory truck lease-purchase programs within one year of enactment
2Defines predatory programs as arrangements where motor carriers control drivers' work, compensation, and debts while drivers fail to build equity or are forced to surrender accumulated equity in trucks
3Establishes a relief mechanism allowing drivers to escape lease-purchase agreements found to violate the new regulations
4Relief only applies to agreements entered into after the regulations become effective
5Applies to motor carriers providing transportation under federal jurisdiction (subchapter I of chapter 135)

Impact Areas

Truck Drivers: Primary beneficiaries who would gain protection from exploitative lease-purchase arrangements that trap them in debtMotor Carriers: Companies offering lease-purchase programs will need to restructure their arrangements to comply with new federal standardsTrucking Industry: May see changes in driver recruitment and retention practices, potentially affecting the independent contractor model in commercial trucking

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