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HR 5650119th CongressIn Committee

To direct the Secretary of the Interior to establish a grant program to assist primarily low-income individuals in making their homes and property more resilient to the impacts of climate change, and for other purposes.

Introduced: Sep 30, 2025
Environment & ClimateHousing & Urban Development
Standard Summary
Comprehensive overview in 1-2 paragraphs

This bill, based on its title, would direct the Secretary of the Interior to create a grant program aimed at helping primarily low-income individuals make their homes and surrounding property more resilient to climate-change impacts. In practical terms, this means funding would be provided to eligible households or property owners to pay for home retrofits and site improvements designed to reduce vulnerability to events such as flooding, wildfires, extreme heat, storms, and other climate-related hazards. The intent is to reduce risk, lessen future damages, and support communities that are most economically vulnerable. Because the full text isn’t provided here, the specific eligibility rules, grant amounts, eligible activities, match requirements (if any), and oversight details would be determined in the actual bill language or implementing regulations.

Key Points

  • 1Establishes a grant program within the Department of the Interior to assist primarily low-income individuals in making homes and surrounding property more resilient to climate-change impacts.
  • 2Focuses on resilience-related improvements to housing and property, potentially including structural retrofits, flood and wildfire risk reduction, energy-efficient upgrades, and landscape/site improvements that reduce hazard exposure.
  • 3Defines or relies on eligibility and prioritization criteria to target low-income households and may give priority to particularly vulnerable groups or areas (e.g., tribal communities, rural communities, regions prone to specific hazards).
  • 4Outlines (or delegates through regulations) the administration of the program, including how applicants apply, how projects are selected, what metrics are used to measure resilience gains, and how compliance and reporting will be handled.
  • 5Addresses funding and accountability, including the source of funds, authorization of appropriations or funding mechanisms, and oversight to prevent fraud, waste, or duplicative programs, along with performance reporting.

Impact Areas

Primary group/area affected: Low-income homeowners and property owners who are at risk from climate-related hazards (e.g., floods, wildfires, drought, heat). This includes residents in high-risk or underserved communities and may extend to tribal lands and rural areas where housing resilience is a pressing need.Secondary group/area affected: Local governments, tribal governments, and housing agencies that coordinate or deliver resilience retrofits; construction and resilience trades that implement retrofits; neighboring property owners who benefit from improved community resilience.Additional impacts: Potential reductions in disaster-related damages and emergency response costs; opportunities for job creation in retrofit and resilience trades; improvements in energy efficiency and long-term housing affordability; and enhanced climate-adaptation capacity in vulnerable communities. Possible concerns include ensuring adequate funding levels, equitable distribution of grants, and administrative burden on applicants and recipients.
Generated by gpt-5-nano on Oct 2, 2025