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HR 6284119th CongressIn Committee
Strengthening Loan Forgiveness for Public Service Workers Act
Introduced: Nov 21, 2025
Sponsor: Rep. Swalwell, Eric [D-CA-14] (D-California)
Standard Summary
Comprehensive overview in 1-2 paragraphs
H.R. 6284 amends the Higher Education Act to expand public‑service loan forgiveness, providing incremental forgiveness up to 120 payments and clarifying eligibility, certification, and interest cancellation.
Key Points
- 1Adds a 15% forgiveness for each 24‑payment block up to 120 payments.
- 2Defines eligibility as employment in a public‑service job during repayment.
- 3Establishes a process for employment certification by the Secretary of Education.
- 4Cancels all interest accrued on forgiven amounts.
- 5Provides for private right of action and clarifies that the Secretary may place loans in deferment during cancellation.
Impact Areas
Public‑service workers with federal student loansDepartment of EducationEmployers in public‑service sectorsBorrowers seeking loan forgiveness
Generated by openai/gpt-oss-20b:free on Dec 6, 2025